[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pimpa.cz\/zapis-v-registru-vas-uz-o-pujcku-nepripravi\/#Article","mainEntityOfPage":"https:\/\/www.pimpa.cz\/zapis-v-registru-vas-uz-o-pujcku-nepripravi\/","headline":"Z\u00e1pis v registru v\u00e1s u\u017e o p\u016fj\u010dku nep\u0159iprav\u00ed","name":"Z\u00e1pis v registru v\u00e1s u\u017e o p\u016fj\u010dku nep\u0159iprav\u00ed","description":"Dobr\u00e1 zpr\u00e1va pro v\u0161echny lidi, kte\u0159\u00ed maj\u00ed z n\u011bjak\u00e9ho libovoln\u00e9ho d\u016fvodu z\u00e1znam v bankovn\u00edm \u010di v nebankovn\u00edm registru je, \u017ee takov\u00e9 pot\u00ed\u017ee maj\u00ed u\u017e dnes \u0159e\u0161en\u00ed. Jejich pomocn\u00edkem se v takov\u00e9m p\u0159\u00edpad\u011b stane hypot\u00e9ka bez registru. A i p\u0159es to, \u017ee i p\u0159es zav\u00e1d\u011bj\u00edc\u00ed n\u00e1zev t\u00e9to p\u016fj\u010dky si poskytovatel v\u00e1\u0161 registr d\u016fkladn\u011b prov\u011b\u0159\u00ed, tak je...","datePublished":"2019-04-02","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.pimpa.cz\/author\/#Person","name":"","url":"https:\/\/www.pimpa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f08fec9e5d161146672022190172bcb121f980bd7a64f251ea643f4b19d0f071?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f08fec9e5d161146672022190172bcb121f980bd7a64f251ea643f4b19d0f071?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pimpa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pimpa.cz\/wp-content\/uploads\/img_a346358_w1733_t1560504752.jpg","url":"https:\/\/www.pimpa.cz\/wp-content\/uploads\/img_a346358_w1733_t1560504752.jpg","height":0,"width":0},"url":"https:\/\/www.pimpa.cz\/zapis-v-registru-vas-uz-o-pujcku-nepripravi\/","about":["Pen\u00edze"],"wordCount":454,"articleBody":"       Dobr\u00e1 zpr\u00e1va pro v\u0161echny lidi, kte\u0159\u00ed maj\u00ed z n\u011bjak\u00e9ho libovoln\u00e9ho d\u016fvodu z\u00e1znam v bankovn\u00edm \u010di v nebankovn\u00edm registru je, \u017ee takov\u00e9 pot\u00ed\u017ee maj\u00ed u\u017e dnes \u0159e\u0161en\u00ed. Jejich pomocn\u00edkem se v takov\u00e9m p\u0159\u00edpad\u011b stane hypot\u00e9ka bez registru. A i p\u0159es to, \u017ee i p\u0159es zav\u00e1d\u011bj\u00edc\u00ed n\u00e1zev t\u00e9to p\u016fj\u010dky si poskytovatel v\u00e1\u0161 registr d\u016fkladn\u011b prov\u011b\u0159\u00ed, tak je dost pravd\u011bpodobn\u00e9, \u017ee pot\u0159ebnou p\u016fj\u010dku z\u00edsk\u00e1te. Lid\u00ed, kte\u0159\u00ed maj\u00ed vroubek v registru, chod\u00ed po sv\u011bt\u011b st\u00e1le v\u00edce. Je to d\u00e1no nejen t\u00edm, \u017ee by v na\u0161\u00ed spole\u010dnosti p\u0159ib\u00fdvalo t\u011bch, kte\u0159\u00ed jsou m\u00e1lo zodpov\u011bdn\u00ed, jako sp\u00ed\u0161e t\u00edm, \u017ee doba, za kterou z\u00e1pis z registru zmiz\u00ed, je pom\u011brn\u011b dlouh\u00e1. A kdy\u017e k tomu p\u0159i\u010dteme tak\u00e9 to, \u017ee z\u00e1pis v registru z\u00edsk\u00e1te u\u017e t\u0159eba jen kv\u016fli opo\u017ed\u011bn\u00e9 platb\u011b za telefon, pak se sou\u010dasn\u00e9mu stavu, kdy m\u00e1 t\u00e9m\u011b\u0159 polovina \u010cech\u016f z\u00e1pis v registru, nelze divit. Sp\u00ed\u0161e je s podivem, jak na tuto skute\u010dnost reaguj\u00ed klasick\u00e9 bankovn\u00ed domy. A\u0165 u\u017e po\u017e\u00e1d\u00e1te o p\u016fj\u010dku v libovoln\u00e9 bance, jakmile bankovn\u00ed \u00fa\u0159edn\u00edci zjist\u00ed, \u017ee m\u00e1te z\u00e1pis v registru, tak va\u0161e \u017e\u00e1dost let\u00ed neprodlen\u011b do ko\u0161e. Dve\u0159e banky v\u00e1m pak z\u016fstanou uzav\u0159en\u00e9 a\u017e do doby, kdy z\u00e1pis z registru zmiz\u00ed. A to m\u016f\u017ee trvat n\u011bkolik m\u011bs\u00edc\u016f i n\u011bkolik let. Nicm\u00e9n\u011b d\u00edky tomu, \u017ee ka\u017ed\u00fd \u010dlov\u011bk m\u016f\u017ee bez pot\u00ed\u017e\u00ed po\u017e\u00e1dat o hypot\u00e9ku bez registru v nebankovn\u00ed spole\u010dnosti, nen\u00ed tento stav nutn\u00e9 nijak v\u00edce \u0159e\u0161it. Jestli\u017ee bankovn\u00ed spole\u010dnost zjist\u00ed, \u017ee se jedn\u00e1 o mal\u00fd, ale i t\u0159eba o v\u011bt\u0161\u00ed z\u00e1znam, kter\u00fd nem\u00e1 na va\u0161i schopnost spl\u00e1cet \u00fav\u011br ani ten nejmen\u0161\u00ed vliv. Pak je vysoce pravd\u011bpodobn\u00e9, \u017ee pot\u0159ebnou p\u016fj\u010dku bez probl\u00e9m\u016f z\u00edsk\u00e1te i se z\u00e1pisem v registru. K \u00fasp\u011b\u0161n\u00e9 \u017e\u00e1dosti o nebankovn\u00ed p\u016fj\u010dku je t\u0159eba splnit dv\u011b povinnosti \u2013 m\u00edt pravideln\u00fd p\u0159\u00edjem, kter\u00fd bude dostate\u010dn\u00fd pro spl\u00e1cen\u00ed p\u016fj\u010dky i s \u00faroky, a poskytnout za \u00fav\u011br odpov\u00eddaj\u00edc\u00ed z\u00e1ruku v podob\u011b hodnotn\u00e9 nemovitosti. Tak m\u00e1lo sta\u010d\u00ed k \u00fasp\u011bchu \u2013 za p\u00e1r dn\u00ed budete m\u00edt pen\u00edze v kapse, a p\u0159\u00edpadn\u00e9 vy\u0161\u0161\u00ed \u00faroky snadno vy\u0159e\u0161\u00edte refinancov\u00e1n\u00edm p\u016fj\u010dky, jakmile z\u00e1pis z registru zmiz\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1pis v registru v\u00e1s u\u017e o p\u016fj\u010dku nep\u0159iprav\u00ed","item":"https:\/\/www.pimpa.cz\/zapis-v-registru-vas-uz-o-pujcku-nepripravi\/#breadcrumbitem"}]}]